Specialist Thatched Property Insurance

It is essential that thatched property owners find an insurance policy designed for their needs. You must make sure that in the event of a claim, your requirements will be fully covered. Luckily, we provide a range of thatched property insurance policies to homeowners across the UK.

AIC work as an independent insurance broker, sourcing the best deals and terms for their customers from a multitude of natural insurance providers. We serve London and our local neighbouring towns of Harpenden, Berkhamsted, Kings Langley, Watford and Amersham but also provide specialist schemes to other major cities and towns – not forgetting areas such as Dorset and the Cotswolds where thatching is common practice. All our coverage is provided on a bespoke, case-by-case basis, ensuring that customers receive a professional service at a competitive price.

We always put the utmost importance on your particular requirements, offering tailor made policies to suit your own individual requirements. You only pay for the cover which you require and our premiums are as low as £175. We’ll design a straightforward policy which works for you.

Why choose AIC for your Thatched Property Insurance?

We’re part of network of Approved Thatcher’s nationally
We are specialists in the fields of heritage and listed buildings
We provide guidance and assistance on Fire Prevention
We offer full new for old cover on buildings and contents
We have assurance and guarantees on Data Protection
We provide every client with a Personal Dedicated account handler who will help at the quotes stage all the way through to claim

Reducing the cost of your Thatched Home Insurance

Thatched property owners can become restricted in some areas depending on the individual Grade Listings for each building.

The following tips may help you bring down the cost of your thatched property insurance:

Chimney Inspections – have the chimneys inspected annually by a qualified contractor
Door Security – front and rear doors should have 5 lever mortice deadlocks and bolts
Roof Inspections – arrange for annual roof or ridge inspections by hiring a qualified Thatcher and address all recommended repairs
Fire Security – there must be 1-2 fire extinguishers and smoke alarms on each floor of the property
Electrical Inspections – arrange for regular inspections with a qualified contractor and fix any remedial works to keep the electrics in the property properly maintained
Secure your property with window locks, screws and catches

No delays with qualified, professional Thatchers

Most thatched home owners who have lived in their property for a significant time will already have required the services of a local thatcher. However, if you’ve only just bought your thatched home or can’t contact your usual surveyor, you’ll need to contact someone if things go wrong.

AIC is unique in having an approved thatcher’s database around the UK, monitored by our team as well as regional associations in order to ensure consistent quality of work. We have ongoing relationships with several qualified professional thatcher’s, ready to be called upon as soon as you need assistance. We offer an unparalleled service in which you can be assured that all repairs will be carried out by trusted craftsmen whenever you need to make a claim on your thatched property insurance. Does your current home insurer offer this service?

What does our cover include?

Insurance for thatched properties covers any of the following:

Thatched Households/Cottages
Thatched Holiday Homes
Thatched Taverns/Inns
Thatched Public Houses
Thatched Estates
Any of the above properties Grade Listed I, II, II*
Commercial Thatched Properties

Thatched Roof Insurance for all roof types

Our experienced insurers can cover the three common types of thatch: Water Reed, Wheat Reed and Long Straw. We will always strive to find a thatched property insurance solution for you, even in cases where different materials have been combined to differing depths. No matter what construction your roof encompasses or whether your home is grade 1,2 or 3 listed – contact us or give us a call on 01442 24 24 00.

Useful Links

We are partnered with EAMTA to ensure a quality of service is brought to you by our approved repairers.

We’ve also teamed up with NEG who operate a national boarding up and emergency repair service. All of our clients are pre-approved for this service to ensure you’re kept safe and secure in the quickest of times. Feel free to call them on 0844 7044 999.

We also work with one of UK’s leading suppliers of Thatch Fireboards, Membranes, Insulation and Fire Retardant Spray. Their advice has proved invaluable to architects, builders, surveyors, thatchers and property owners. You can find out more at http://thatchingadvisoryservices.co.uk/.

Call us for a quote

For more information on any of our thatched property insurance policies, be it costing or advice, feel free to contact a member of our team on 01442 24 24 00. Alternatively, scroll to the right of this page where you can request a quick quote or email one of our specialists directly.